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Is Ameriplan a scam

is ameriplan a scam

Product name : Ameriplan USA

URL:http://www.ameriplanusa.com

Price: varies between $12.95-$150.00 a month plus a $19.95 yearly service fee.

Owners: Dennis and Daniel Bloom

Websites Included: 1 automated site already setup for you.

Support: Phone

Training levels: Newbie to intermediate

Overall Rank:star ratingstar ratingstar-3 2.7 out of 5 stars

 

Ameriplan Company Overview

Is ameriplan a scam

The owners Dennis and Daniel Bloom

Ameriplan USA is a worldwide company based out of Plano Texas, that offers discount dental,healthcare,and prescription plans. The company was founded back in 1992, and has millions of members as well as IBO’s (Independent Business Owner) who are promoting the company.

 

How does Ameriplan work and what products or services do they have to offer?

When you join Ameriplan you have the option of choosing a membership level they are as follows:

  •  Ameriplan MD Plus  This plan gives you discounts on prescriptions for your entire family along with 24/7 access  to physician care when you need it the most.

This plan costs 12.95 a month.

  •  Ameriplan Dental Plus  This plan gives you discounts on dental
  • vision
  • chiropractic
  •  prescriptions

This covers your entire family for only 19.95 a month.

  •  Ameriplan Healthcare This plan gives you all the benefits of the dental plan listed above with added features.

You will get access to:

  • the Ameridoc program
  • ancillary services that includes
  • physical therapy
  • laboratory procedures
  • imaging centers
  • hearing services
  • mental health services
  • diabetes supplies.

If you ever need to be hospitalized and it costs more than $2,500 then this plan will help cover the costs of your hospital bill.

This plan costs 49.95 a month.

  •  Ameriplan Platinum Plus The dental plus plan is included in this package. It includes discounts on
  • automotive
  • dining out
  • theme parks
  • movie theaters
  • shopping.

You can get additional discounts on

  • PC purchases
  • high speed internet
  •  15% off of sprint cell phone service when you sign a 2 year contract.

The cost of this plan is $50 a month.

  •  Ameriplan Total Platinum This plan comes with the same benefits as the platinum plus, with ID theft protection included and a few other features.

This plan costs $75 a month

  •  Ameriplan Platinum Freedom Pass This plan includes everything in the total platinum plan, as well as access to the medical plan.
  • You can also enjoy additional savings on cruises
  • hotel rentals
  • condos
  •  resorts
  • golf
  • and much more.

It also comes with thousands of dollars in savings on grocery store brands you buy everyday.

It also includes

  • digital coupons
  •  coupons you can print in their members only section of their website.
  • my deals app

These perks are available only to Platinum Freedom Pass Members.

This plan costs a whopping $150 a month and covers everyone in your household.

 How Ameriplan works and how you make money with them

Depending on what membership plan you sign up for will determine how much money you can make on each sale. Everything is broken down into a commission scale.

I just want to add that I was a member of Ameriplan for about 2 months and the most popular package they have is the platinum plus plan. When you join you also get 1 personalized automated website that is already setup for you.

 This is the breakdown of their commission payout

1.The $50 platinum plus pays you 20% commission of all sales you get. You continue to pay $50 a month until you get enough people signed up under your name, then you will start getting paid when your commissions exceed $50 a month.

2. The $75 a month total platinum pays you 30% commission on all sales you get. Like I mentioned above until you exceed the $75 in sales needed for that month you will be paying the difference of whatever you need to reach that $75 monthly charge. You will start earning money for any sales above $75 a month.

3. The $150 a month platinum freedom pass pays you 40% commission on all sales you get. Once you exceed $150 in sales for that month you will start earning money.

There are 2 ways you can market this business and I will explain both of them in detail.

1. The business model When you join Ameriplan you will have the opportunity to get other people to join under your name, doing the same thing you are doing. The way it works is they tell you to post help wanted ads on craigslist, and other job related  board sites.

When people contact you about the job offers you will direct them to your personalized website and tell them to fill out the contact form and request an interview with you on the phone.

This is when you tell them what they will be doing, basically recruiting other people known as IBO’s to promote Ameriplan.

2. Selling the healthcare and dental packages You can choose to only sell the dental and healthcare package, or you can do both of them. Mostly all of this is done over the phone, you have to purchase a list of leads and randomly call people up and tell them what you have to offer.

Who is Ameriplan USA for?

Ameriplan is for anyone looking to start up a business of their own or would like to help people who don’t have health insurance. It is also ideal for stay at home moms who is looking to make extra income. If you enjoy talking on the phone for hours at a time then Ameriplan is the perfect business for you.

What tools and training are provided?

When you join you get 1 free personalized automated website, along with live training calls every Tuesday evening at 8 pm. There is also training materials available in your back office, and you can call your recruiter at any time you want and ask questions.

 Does Ameriplan offer any support?

You can call your recruiter or any member of the training team with questions at any time, and if you don’t understand something they will explain it to you.

 Pros vs Cons

Pros: 

  • The discount dental and various healthcare options are great for anyone who doesn’t have insurance.
  • If you are the type of person who loves talking on the phone and can sell strangers stuff over the phone this is a great opportunity for you to make some really good money.
  • The telephone support and training you are offered is great.
  • They have many different incentive programs to try and get you motivated to make more sales.

 Cons:

  • In order to use the discounts for the healthcare and dental plans you have to go to someone in their network or they won’t cover the cost.
  • Hard to find doctors or dentists that accept Ameriplan (their network of doctors/dentists is not as large as they say it is) 
  • If you don’t like to talk on the phone or if you are not a salesman then this opportunity is definitely not for you.
  • There have been several complaints that after you have built up a pretty huge income for yourself, the company will terminate you under a no cause contract. This means that they can terminate you at any time for no reason.
  • They say backed up by the BBB (Better business Bureau) but when you check them out there are over 200 negative reviews about this company.
  • It is setup like a lot of  pyramid schemes, and is pretty much a MLM company. 

Would you like to find out how to get your own business setup and get started for FREE? Click Here

The price to join Ameriplan

Like I have mentioned above you can get started anywhere from $12.95-$150.00 a month along with a 19.95 yearly fee that is included with your start up costs.

 My thoughts on Ameriplan USA

Ameriplan USA is not for everyone, I joined and was only with the company for about 2 months. The main focus of the company is to get you to sign up other members under your name. It seems to me like they just use the prescription, healthcare and, dental to get you to join.

If you are not comfortable with the idea of cold calling and hard selling to people over the phone, along with trying to get people to join your down line/up line then this opportunity is not for you. However, if you love the idea of cold calling and hard selling and this doesn’t bother you then you will probably fit in well with Ameriplan.

In the whole 2 months I was there they never once offered any training on how to sell the discount healthcare products. If you are a sales person and love talking on the phone this could be a great way to make some decent money.

I personally don’t like talking on the phone especially to someone I don’t know and try to sell them something.

I would also be really careful when joining, in the past few years there have been complaints of them terminating you for no reason whatsoever.

My personal recommendation

If you are looking for a 100% true work at home opportunity with no risk involved and a chance to build a real future for yourself. I would recommend wealthy affiliate I have learned so much from them in the year that I have been there. I would highly recommend you check them out. You can get started for Free with no strings attached.

Is Ameriplan USA  really a scam or not?

Is Ameriplan a scam? based on my experience I had with them I wouldn’t say they are a scam.  As with any MLM company, there are many people making good money with this company and others that are not. It just seems risky, if you are with Ameriplan now or have been a member in the past, I would love to hear your experience with this company.

Please leave your review of the company below, and try to be as thorough as possible. Thanks so much, Your Friend Scott

 

 

  • Tiffany Williams says:

    Ameriplan is a scam. Buyer beware! Their website states that you can cancel at any time, but they will still charge you for a few months after that. I spoke to 2 supervisors who refused to give me a refund and would not acknowledge that their website stated differently.

    March 27, 2014 at 3:10 pm
    • Scott Newkirk says:

      Hi Tiffany,
      I agree that Ameriplan is a very shady company and I don’t agree with how they operate. If you check out some of the comments below you will see just how much of a scam this company really is. I’m sorry to hear that you got ripped off by this company and I would call the corporate office and demand a refund. I had to go through a lot to get my money back from them but I finally got it back.

      If you are looking for a real way to actually start your own business online and be in control of it without being terminated after you put in lots of hard work(Check the comments below). I would advise you to check out Wealthy Affiliate. They are the only place that you can actually have your own business up and running and get started for free.

      I will be there to help you out every step of the way and answer any questions you might have when getting started. They have changed my life so much for the better and I now am working from home full time now. I would love to show you how to do the same thing if you are interested. Thanks so much for stopping by Tiffany and sharing your story with everyone here and I am looking forward to working with you.
      Your Friend Scott

      March 28, 2014 at 4:20 am
  • Jim says:

    Hi Scott,

    Thanks for the helpful info on Ameriplan. Just wondering with WA what type of money are you making and did you sent up a business / website?
    Are you marketing products or information?
    Thanks

    March 24, 2014 at 9:53 am
    • Scott Newkirk says:

      Hi Jim,
      I’m glad that you have enjoyed this review and I hope it has helped you avoid this company and find a legitimate place to learn how internet business works. I am not going to disclose my income here but I will tell you that I am making somewhere in the 4 figure a month range. This number is growing everyday and if it wasn’t for the help and support of Wealthy Affiliate I would never be able to achieve that kind of success.

      Yes I did setup a business website and this website here is it. I am marketing products and information about the many ways that you can make money online legitimately. If you would like to do the same thing that I have done I would highly recommend that you join WA and get started with your free starter account.

      I will also be there to help you out every step of the way if you have any questions or need a hand with anything. I am really looking forward to working with you Jim and helping you out in any way I can. Thanks so much for stopping by and I will talk to you soon.
      Your Friend Scott

      March 24, 2014 at 9:20 pm
    • Jim says:

      Hi Scott,

      Going to sign up now for the free trail.
      Any chance of a phone conversation with you in the next day or too.

      Thanks,
      Jim

      March 24, 2014 at 10:15 pm
      • Scott Newkirk says:

        Hi Jim,
        I saw where you signed up and I just know you are going to love it here at WA. If you want I would be glad to call you on the phone man. Send me an email with your number and I will work out a time that will work for both of us. I look forward to speaking with you soon Jim
        Your Friend Scott

        March 25, 2014 at 1:03 am
  • Sharon says:

    Hi Scott,
    Thank you so much for your review and additional posts. I had an interview scheduled for tomorrow morning and decided to do a Google search on my own to see what the company was about. I am so glad I found your review site and all the comments posted. My husband owned his own company for 13 yrs. and is a successful salesman. I never was. I was the detail person who kept his books. When the woman told me there would be “no cold calling” and that I would be provided leads, I thought maybe I could do that. Then I read all this……She was selling me and I don’t like it. I responded to the Stay At Home Mom comment because I found myself most like her…..I hate it when a person tells you something and then you are expected to read between the lines. Also, I want to thank you so much for sending me to Wealthy Affiliate site which is free. I joined and will see where it takes me. I need to make some income to pay our house off. My husband & I are in another business where we are on the road a lot so I need to do something online. All the best to you…..Sharon

    March 10, 2014 at 4:06 pm
    • Scott Newkirk says:

      Hi Sharon,
      I’m glad this review has helped you out and saved you from joining Ameriplan and wasting your time with them. I would avoid them and not get mixed up with them because you will regret it. Anyone who lies to you the first time they speak with you is up to no good.If they can’t be up front and honest with you from the get go they can’t be trusted.

      With all your business experience from when your husband had his own company I think this will speed things up for you some at Wealthy affiliate. I’m glad that I was able to lead you to Wealthy Affiliate and I hope you are enjoying your first day there. If you need any help getting started please let me know and I would love to help you out.

      If you really work hard at this you will start to see some really awesome results and I am looking forward to working with you. Thanks for stopping by Sharon and sharing your Ameriplan story with everyone here I know I have enjoyed it and I’m sure everyone else will too.
      Your Friend Scott

      March 11, 2014 at 3:38 am
  • rob reeves says:

    Yes Ameriplan might have downsized but any major company does the exact same thing in a down economy. When you go into working for a network marketing company you have to cover all your bases. If your making good money you need to be reinvesting somewhere outside of your primary company. Unfortunately nothing is for sure these days. That is how the rich stay rich. Yes it would suck to have to start over, but in the network marketing industry you need to be always improving yourself and be ready for the next thing in life. Books tapes people is a daily thing. The problem is people get complacent and want to be employees. It is in the contract that involuntary termination could happen. Sad but true. Anyway I like your website and thanks for the information on Wealthy Affiliate, I will be opening up an account today. Take care and God Bless…

    February 25, 2014 at 1:56 pm
    • Scott Newkirk says:

      Hi Rob,
      Yes I understand that you will need to have all your bases covered whenever you get involved with any network marketing company or any company for that matter. I agree that investing your money into something outside of your primary business would be a good idea if you are making some really good money. I just feel for all those people who got terminated after they started making really good money because that would really suck.

      Especially the dude below who said he lost over 90 K a year when he got terminated. The thing I love about Wealthy Affiliate is that they teach you how to setup a business that you own. You are in control and you can’t get terminated under no contract.I was with Ameriplan for only 2 months and I’m glad that I got out when I did and that I found WA.

      I’m glad that you like my website, and I would love to help you get your very own online business started. I just know you are going to love it at WA and if you ever need my help with anything please let me know Rob and I would love to help you out.
      Your Friend Scott

      February 26, 2014 at 1:23 am
      • David says:

        Scott you’re an idiot. I’m so glad you “got out” before you went under. It’s amazing that people like you can even make it from day to day without hurting yourself. You say you were not trained. If you really were an IBO then you would know what “back office” means. All kinds of training are listed there for you to educate yourself. Did you ever ask your sponsor for help or training? Did you call customer service at corporate for help? Yes Ameriplan is not for everyone and especially people like you who only know how to complain. So what did you think when you signed up that you wouldn’t have to talk to anyone and somehow you would be rich? I guess in your new business all you have to do is sit around and watch people come to you and without any talking from you they sign up. Because you said you don’t like talking to strangers. Well big shot when you make it to the top I guess I’ll buy your book on how to be successful without ever talking to or dealing with strangers.

        March 9, 2014 at 4:30 am
        • Scott Newkirk says:

          Hi David,
          I have no problem whatsoever talking to people in the business I’m in now. As a matter of fact I talk to people everyday and show them how easy it is to get started for free and make good money online. When I said I wasn’t trained I was referring to how to sell the healthcare plans. The main focus was on how to recruit other people into the company and get them to sign up under you.

          I called my sponsor up almost everyday and asked her how to do stuff and I attended the training calls every week as well. The thing that I wasn’t OK with was the fact that the main way to market this business was through cold calling. As I mentioned above I am not much of a telephone person and I don’t like calling up strangers and trying to sell them something and there are lots of other people who are not good at this either.

          Not to mention the fact that once you get a pretty good income built up Ameriplan will terminate you under a no cause contract. Check out the comment from Laurel Livezey below where he tells the story of how his friend lost over 90 K a year after Ameriplan terminated him. That’s a lot of money to lose and If that’s not enough to turn you off from this company then I don’t know what to tell you.

          I wrote this review to share my personal experience with everyone here and to give my honest opinion as to whether or not I would recommend this opportunity or not. In any business it takes lots of hard work if you want to be successful at it or not.

          Obviously you must be making money with them and I’m glad for you. I would just be careful and try and invest your money different places so you don’t get screwed when they terminate you. I would rather start up a business where I’m in control and where I can grow my income as much as I want without worrying about the company terminating me for no reason.

          Wealthy Affiliate can show you how to do this and the best part about it is you can get started risk free and you can check out everything they have to offer without paying anything.Thanks for stopping by David and commenting on this and I hope you have a very prosperous 2014.
          Your Friend Scott

          March 10, 2014 at 1:33 am
    • Concetta says:

      They’re ingenious…. they keep you there till you got a nice base of customers responsible customers that have it directly taken out of their accounts every month… generating them an enormous amount of revenue… and then boom! your fired….and they just made 90,000 more for the year….
      Thank you for this Blog Scott :) saved me a whole lot of stress

      March 28, 2014 at 12:30 pm
      • Scott Newkirk says:

        Hi Concetta,
        I agree with you that they wait till you build up your income pretty high then they really give it to you. I still don’t know how they can get by with this but they have done it to quit a few people. Personally, I would rather build up a business that I own and that I can control everything that happens in it.

        This way I don’t have to worry about getting fired under a no cause contract. If you would like to start up your own online business and would like to know how you can get started for FREE you should definitely check out Wealthy Affiliate.They are the reason why I have been so successful online and I owe everything to them.

        I will be there to help you out every step of the way and show you how to build an income up for yourself and not have to worry about getting fired after you get it built up so much.I will also be there if you have any questions about getting started and what your first steps will be.

        I’m glad this review has helped you out Concetta and saved you a lot of stress. Thanks so much for stopping by and I hope I get the chance to work with you and help you setup an online empire that you are in control of.
        Talk to you soon
        Your Friend Scott

        March 29, 2014 at 1:59 am
  • Greg At Home Dad says:

    I do agree that Ameriplan is scheme in its own. Maybe not a scam, but a way to get money from people that don’t know what they are doing. But that’s pretty much any “stay at home” work. Scott, you advertise WA a lot but that site isn’t any better at helping people make money at home. Yeah the sign up is free and there is a free boot camp and a few lessons, but there is still constant upsale on that site and non of the basic lessons make any sense. Also, the most important parts of the site are only a trial until you upgrade to the paid membership. You can’t even get anymore help or advice without paying. There’s no way to make money for free. So could you think of a different to site to advertise for because just giving us that one site is not helping. Especially when that site is just trying to get money like the other sites.

    February 15, 2014 at 6:50 am
    • Scott Newkirk says:

      Hi Greg,
      If you think about all the thousands of people that Ameriplan has terminated after they have worked their butts off to build up their income and grow their businesses I would say that they are a scheme. I’m sorry but I have to disagree with you about the way you feel about WA.They have helped me in so many ways learn how to truly make money from home and I owe everything to them.

      There is absolutely NO up sells at Wealthy Affiliate once you join premium which is totally optional and this is 100% up to you whenever you are ready. You get 7 days of Free access to the help and support of not only the entire community but Kyle and Carson will personally help you out and answer any questions you may have.

      The first course that you have access to as a free member is full of valuable information and there have been quite a few people who have made money from the free lessons offered at WA. There is also no trial whatsoever and you can remain a FREE member for as long as you wish. You will be able to continue to work on your 2 free websites as well as be able to go over the training course that you are given to start out with as a free member.

      Just to show you that I am not just saying this check out some of the testimonials from people who have went through the course on the free level and see what they had to say about it.

      I think what they are offering for Free is more then what you would get anywhere else if you was a paying member. I really think that you should give WA a second chance because it is helping people everyday become very successful online. I understand if you are not ready to make a commitment or at least give it a try. The only other place that I could recommend besides WA is IMPHO. You won’t get nearly as much training or help and support there but it’s my #2 pick.

      Thanks for stopping by Greg and I hope that I was able to help you out.
      Cheers
      Your Friend Scott

      February 15, 2014 at 11:39 pm
    • WJC says:

      What I like about Wealthy Affiliate is that it teaches you how to build an on-line business that you own. Instead of just having a job (at home), helping someone else to build their business.

      Now if you know of a Magical site where I don’t have to do any work or put in any effort, and the money will just rush in like I can’t spend it fast enough, and everything is free, free, free! Please let me know, so I can share it with Greg At Home Dad. LOL

      February 17, 2014 at 1:37 pm
      • Scott Newkirk says:

        I have got to agree with you that Wealthy Affiliate shows you how to build up something that you own. You will never have to worry about being terminated after building up your business and your income. WA gives you so much more then a job at home. They have literately changed my life for the better, and I can’t thank them enough.

        If you want it bad enough you will experience success through plenty of hard work. Nothing that is worthwhile in life is free. If all people is looking for is a free way to make money then they aren’t really serious about starting an online business. There will always be fees of some kind that is required to run a successful business.

        Unfortunately there is no magical site out there that will spit out money at you for little to no work on your part. That is how so many people fall for scams these days because people believe this nonsense and the scammers out there are cashing in on this. Thanks so much for stopping by and chiming in on this discussion.
        Your Friend Scott

        February 18, 2014 at 4:38 am
    • Scott A. says:

      I have to agree with the author of this site. I just joined WA about 2 weeks ago and the community there is phenomenal! I have had Carson personally help me on several occasions and he gets back to you very quickly when you email him. The lessons, I feel are simple to understand if you have a small amount of computer knowledge. I have gone through the first two courses in just a few weeks, have my website up and running and being indexed on Google and have a few affiliate programs I am working with. Just a little effort goes a long way and WA is a God send for me.

      February 24, 2014 at 12:06 am
      • Scott Newkirk says:

        Hi Scott,
        I am so glad that you are enjoying yourself at WA and that you are getting the help and support that you need. I don’t know what I would do if I didn’t find WA, they have helped me so much and I owe everything to them. Thanks so much for stopping by and sharing your experience you have had with WA with everyone here.

        It is greatly appreciated and if you ever need a hand with anything let me know and I would love to help you out. Hopefully Greg At Home Dad will give Wealthy Affiliate a second chance and see how much they can help him get started online.
        Your Friend Scott

        February 25, 2014 at 2:10 am
  • phil says:

    For what it is worth, I am a salesman by nature, well, I certainly developed the knack at the young age of 14. I started out selling all types of things from cleaning products to newspaper subscriptions. I later when on to selling office equipment, advertising, swimming pools, med response equipment and over the past 26 years home improvements for myself.

    But during slow times I would always look to supplement my income with sales. Now from all my experience I would say that the method with which you produce your sales is major. Cold calling will burn out the most seasoned veteran. the successful marketers have those interested calling them. this difference is huge, just in the time efficiency factor alone. Cold calling is for the birds, if you don’t have a method by where people will call you then you will be doing a lot of wheel spinning.

    I also responded to the Ameriplan sales ad because I recently had a decline in my health due to a life threatening injury a year and a half ago. I did my best to return to my business but now really need something I can do from home. This sounded so good because it was everything I needed and with my experience in sales felt very confident in taking on the position of their representative. But after thankfully reading these comments it has saved me the anguish that would certainly befall me in the future.

    This termination of their hard working employees is a down right slap in the face and I would have gone on a crusade to put them out of business and exposed the corrupt judge who delivered such a verdict. its a real crime that justice cannot be served in today’s society, I hope all of you find your way and enjoy all of the success you deserve. sincerely yours, Phil R.

    February 9, 2014 at 9:56 am
    • Scott Newkirk says:

      Hi Phil,
      I am so glad that you found my review before you got involved with this company. They have done this quite a few times. It sounds like 1 big layoff without notice. I am so glad that I was only with this company for 2 months. I just didn’t like the idea of calling up complete strangers on the phone and try and sell them discount health plans. First of all I’m not a telephone person, and after I found out that was the main way to run this business I was out.

      I have to agree with you Phil that if they would have done that to me I would have done everything I could to put them out of business. I would also see to it that I exposed the crooked judge for not doing anything about it. It is downright wrong for a company to do this to their IBOs and something should be done about it.

      It sounds like you have a pretty awesome background in the sales field and I think that’s awesome. If you are looking for a way to start up an online business from home you should check out Wealthy Affiliate. You can get started for Free and you get everything you need to get your business up and running. I will also be there if you need any help getting started or have any questions.

      Thanks so much for stopping by and sharing your thoughts with everyone here and I am looking forward to working with you.
      Your Friend Scott

      February 10, 2014 at 1:51 am
  • Laurel Livezey says:

    Wow, I can’t say anything good about this company because of what they did to my friend. I was involved for a number of years as well but I did not work it enough to make money and finally quite. But my friend. The one who got me into it was royally, royally screwed. He worked it for possible as long as 10 years. It was a long time. He was making about $90,000 per year. He had tons and tons of people working under him. It took him awhile to do it, but once it was rolling it was rolling…………He was very happy with this company and continued to press me to ” really work it”. I just want not as comfortable on the phones as he was. Anyway to make a long story short. They did terminate him. On Valentines day. They also terminated about 600 or more other people that Bob knew or had signed up. It was like somekind of massive layoff. He lost everything he had. He had bought homes for investment properties. He lost all of those. One by one. He lost his $90,000 per year income all at once. It was just horrible. He went to court, filed a lawsuit. It was a class action lawsuit. I thought for sure he would win it. He did not win it. Even though it was clearly unfair. The Judge just didn’t really get it I guess. So my friend lost almost everything he had because of this company. And he had spent literally years building up his client base and broker base. Don’t trust those twins at all. They don’t even get along with their own kids. It was devastating to him, it ruined him.

    February 7, 2014 at 1:24 pm
    • Scott Newkirk says:

      Hi Laurel,
      I am so sorry to hear about this and my heart goes out to your friend. I have talked to several other people who told me the same thing happened to them. I don’t think they was making that much money, but they were doing really well for themselves. They were terminated under a no cause contract. This basically means that they can terminate you at any time and for any reason. I couldn’t even begin to imagine what he went through and it makes me sick to even think about it. I don’t see how they can get away with it and win the lawsuit.

      If something like that would ever happen to me I think it would take me a long time to get over it.I was only with Ameriplan for 2 months because I’m not a telephone person at all. I hated it that I had to call up a complete stranger and try and sell them a discount health plan. After about 10-15 people hung up on me I was done.

      That is when I was introduced to Internet marketing and I absolutely love it. I am now in control of my own business and nobody can terminate me. I know that sometimes we all need a fresh start, and I would like to help you and your friend get back on track with your own online business. Does that sound good? I would suggest that you check out internet marketing for yourself and join an awesome community that is 100% FREE to get started.

      If you have any questions I will be there to help you out every step of the way. Thanks so much for stopping by and sharing this story with everyone here. This will help lots of other people save money and avoid this SCAM all together. We need to spread the word and let everyone know to avoid this program at all costs.
      Your Friend Scott

      February 8, 2014 at 10:57 pm
  • Chalotte says:

    The company line to the hundreds of afiliates who were terminated without cause was that they had not worked their business for three months or more. That is NOT true. I was working my biz full time until the day I was terminated. I know many others who were terminated who told me that they too were working.

    The real reason? Those who were not bringing in enough new business every month to cover their own residuals was terminated. So, we built up our residuals, only for them to be taken from us.

    February 1, 2014 at 2:27 pm
    • Scott Newkirk says:

      Hi Chalotte,
      Ameriplan seems like a shady company to work for! Even though there are many people out there that is making money from it. It seems too risky to work your butt off and build up lots of residual income, only have it taken away from you. I’m sorry to hear about this, and it makes me mad that a company would do that to someone who has worked so hard for them.

      Instead of being rewarded for your hard work you get terminated. I guess you wasn’t making them enough money so they got rid of you. If you are thinking that there isn’t no legit companies out there, well I want you to think again. If you are looking for a place where you truly can get your own online business started, then I would encourage you to check out Wealthy affiliate.

      You can get started for Free and get 2 FREE websites when you join. As well as have access to your first training course plus so much more that I can’t even tell you about all of it. You will be building a business that YOU are in control of not someone else that could terminate you at any time for no reason.

      If you need my help getting started or have any questions, I would love to answer them for you and help you out. Thanks so much for stopping by and sharing your experience with Ameriplan with everyone here. It will help people out and save them some time and money.
      Your Friend Scott

      February 2, 2014 at 12:56 am
  • Ray says:

    scam scam scam . I own a dealership BUT to work for me , you have to buy one of my cars .lol christ

    January 16, 2014 at 6:11 pm
    • Scott Newkirk says:

      Hi Ray,
      A lot of people think this is a scam. I don’t really see it as a scam but it is something that I just couldn’t see myself doing. That scenario that you mentioned above is how a lot of scam artists are marketing their products. I just don’t approve of running my business like that. If you are interested in building a real business that you will own not some company. I would like to invite you to check out Wealthy Affiliate. They have been around since 2005 and they are the ones responsible for so much of my success online. You can get started for Free and have 2 websites up and running in no time.

      Thanks for dropping by Ray and if I can help you out in any way let me know man.
      Your Friend Scott

      January 16, 2014 at 11:18 pm
    • Scott says:

      Ray
      Honestly when you started your business, everyone thought you were a scam to. Until you work it don’t put another business down. you should know that being a business owner you wouldn’t want people talk bad around where you live. Saying all these nasty things about you and you dealership. Once word gets around, then you might be going out of business cause no one is buying cars not saying no one is just saying.

      January 25, 2014 at 10:26 pm
      • Scott Newkirk says:

        Hi Scott,
        I understand what you are saying. Lots of people think that Ameriplan is a scam! I have heard some pretty bad things from ex members about what they do to you after you have built up a pretty good income with them. I just think that you need to work the business and give it a fair shot before you go screaming SCAM like you have said.

        Ray could have had a bad experience with them and that could be why he thinks it’s a scam. I take it from your comment that you are with Ameriplan and I hope you are having lots of success with them. I want to thank you for dropping by and adding to this discussion.
        Your Friend Scott

        January 27, 2014 at 2:08 am
  • concerned stay at home mom says:

    Hey, I was thinking about joining Ameriplan but things just didn’t add up to me. First off they told me there would be no cold calling involved and they were not the type of company that aggravates people. However after reading your post it seems like they lied about that. I am a stay at home mom that is looking for a work from home job that doesn’t require any telemarketing bull crap like that. Alot of things just didn’t add up to me 1 thing being why is it that I have to buy a plan to work for them when I already have insurance. 2nd thing being they say on there site that they offer direct deposit but yet when I talked to the woman the other day she told me I could not get direct deposit until I became a Senior Regional Sales Director, that I would receive a check in the mail. Now I am not sure about anybody else but that does not add up to me nor make me feel to confident about joining the company. Does anybody know of a good work from home job that you do not have to PAY to work for and that pays decent?

    January 15, 2014 at 10:01 pm
    • Scott Newkirk says:

      Hi There,
      When I first joined Ameriplan I was excited and I was hoping it was the real deal. Not too long after I joined I was having second thoughts about it. The main thing that turned me off about Ameriplan was the cold calling. I’m not much of a telephone person, so I didn’t like the idea of having to call up complete strangers and try to sell them an healthcare discount plan. Anyone that doesn’t let you try their product first without paying for it must not believe in it very much.

      I remember they told me the same thing about direct deposit and I think it does sound fishy. I would love to help you out here and show you how to work from home and get started for FREE. After I quit Ameriplan I found Wealthy Affiliate and thanks to them I have been able to work from home and make some really good money.I would open your Free account and fill out your profile completely and then get started on your first training lesson.

      I will be there to help you if you have any questions or need my help. Thanks so much for stopping by and sharing your experience with Ameriplan with everyone and I’m hope you didn’t lose any money with them. If you have anymore questions let me know and I would love to answer them for you.
      Your Friend Scott

      January 16, 2014 at 2:43 am
    • Sharon says:

      To Concerned Stay At Home Mom : I am so glad you posted this comment. I found Ameriplan on Craigslist and sent them an e-mail. I was contacted by phone and set up the interview for tomorrow. I thought I’d do some Google research on the company first. After reading your comment and all the ones above I now know this is not for me. She told me the same thing about no cold calling. I also looked at the provider list for my area and there was only 1 or 2 in a 50 mile radius. It sounds so much like a pyramid scheme also. Thanks, Sharon Z.

      March 10, 2014 at 3:56 pm
      • Scott Newkirk says:

        Hello again Sharon,
        This isn’t concerned stay at home mom but I would like to chime in here and add to this discussion. If someone is going to lie to you right away and try to mislead you into believing a bunch of crap I wouldn’t want to start a business partnership up with them. When I was with Ameriplan I had the same problem with finding people who accepted their discount plans. There was only 1 provider in my area that would accept them so it really wasn’t worth my time.

        They operate just like a pyramid scheme and that’s what I hate the most about them. Thanks again Sharon for stopping by and if you need any help let me know.
        Your Friend Scott

        March 11, 2014 at 4:02 am
  • Avery says:

    Thank you so much for posting this. I stumbled upon an ad for Ameriplan a few weeks ago, requested the phone interview, got the call, then learned about the upfront cost. I was, of course, immediately skeptical & said I’d take some time to think about it. I did a little research & found that seemingly it was a legitimate job opportunity, but just wasn’t convinced either way. After reading this article, I’m glad to know it isn’t a scam & to understand how the company works. After having the thought “maybe I should try it” in the back of my mind for a few weeks, I now know for sure this isn’t for me. It’s nice to quiet that thought for good!
    I actually stumbled on Wealthy Affiliate, as well! I started on that, but I’ve been ignoring it. You’ve encouraged me to give it a good solid effort now. Thanks again, Scott!

    -Avery

    November 2, 2013 at 3:27 am
    • Scott Newkirk says:

      Hi Avery, I was in Ameriplan for a couple of months and I gave it a try. I found out after about a little over a month of being in it that it wasn’t for me. I’m not really the kind of person who loves talking on the phone especially to complete strangers and try to sell them something. I hate cold calling and that is about the main way that this business works. I’m glad that you didn’t join because the start up fees aren’t cheap. There are some people who can make lots of money with them but I would rather be doing something else.

      It’s great that you have joined Wealthy Affiliate and you should really start working on doing that because it is the only real opportunity that I have ever found. I would encourage anyone to join for FREE and get started on building your business and take charge of your life. It’s great that I was able to clear your mind about joining Ameriplan for good.

      Thanks for stopping by Avery and sharing your thoughts about Ameriplan with everyone and if I can help you out in any way or if you have any questions please let me know.
      Your Friend Scott

      November 2, 2013 at 5:50 pm
  • Claudia says:

    Thank you Scott!
    You’ve been extremely helpful. I just ran into their add and decided to do some research when I fortunately saw your page.
    I’m extremely skeptical when a “JOB” involves any up-front payment but there are times when I just can’t help but telling myself “NO PAIN, NO GAME” and I might have just considered Ameriplan. But after reading your posts and many others and educating myself, I have a way better understanding of what their company is about, know and understand how someone can be extremely successful and happy with this company while others filled with anger and disgust. SALES are not made for everyone and it definitely ain’t for me :)
    I thought your way of expressing your opinion was absolute kind, professional and detailed for which again I thank you very much. It seams as if it was meant to help and inform others which is much to be appreciated.
    As for Amber’s comment:
    the world is not just about you!
    I trust you enjoy sales as well as the benefits but learn to accept that we are all so different and what you consider not being a scam for your own life, might have ruined other people’s. What you love, others can despite. It’s an opinion, and we all have the right to one.
    Plus…. Let’s face it:
    SCAM = a stratagem for gain; a swindle
    SCAM = A fraudulent business scheme
    SCAM = a dishonest scheme
    We live in a world full of scams !
    And Ameriplan is most certainly one of them!
    Cheers!

    October 15, 2013 at 2:03 pm
    • Scott Newkirk says:

      Hi Claudia, I’m glad that you found my review of Ameriplan helpful and that you was able to make a sound decision as to whether or not this company was for you or not. When I joined them back in 2012 I didn’t do my research on them like I probably should have. I just clicked on an ad for them and after a representative from the company called me I joined right away. This was a bad move, but they always say everything happens for a reason. I was with them for 2 months and I hated the idea of having to call up complete strangers on the phone and try to sell them something. As I have mentioned in my review I am no salesman and I hate talking on the phone especially to complete strangers.

      I never said Ameriplan was a scam but some of the stories I have heard from former members of this company doesn’t sound very good at all. I don’t feel right in recommending this company to others because there is too much risk involved. As for Amber’s comment everyone is entitled to their opinion and I’m sure that she is probably doing very well with them. As with any MLM company some people do well, while others don’t. I am just glad that I could steer you away from them and save you some money at the same time Claudia.

      If you are looking for a way to make some real money online that doesn’t involve sales or cold calling and is 100% FREE to get started I would highly recommend you check out Wealthy Affiliate. I have been with them for a year and a half now and I have made some pretty good money in that time. There is absolutely no risk involved and you can get training on how to setup your very own online business. I will also be there to help you every step of the way if you have any questions or need any help. Thanks so much for stopping by and leaving me a comment I really appreciate it. Cheers Your Friend Scott

      October 16, 2013 at 1:27 am
  • Amber says:

    Ameriplan is not a scam! If you have a good upline that will assist you and you are willing to put forth the effort, you can succeed. There are a tremendous amount of training videos and weekly conference calls. I not only enjoy working from home but my ameriplan health discounts have saved me over $4,000 in a matter of months.

    September 27, 2013 at 10:40 pm
    • Scott Newkirk says:

      Hello Amber, I’m glad that you are having success with Ameriplan and Congratulations on saving all that money with their health care packages. As I mentioned in my review above Ameriplan is not for everyone, If you enjoy talking on the phone and cold calling then this opportunity will fit you well. I joined them and after 2 months I decided that this was not the right business for me and I’m sure many other people feel the same way as I do.

      I never said it was a scam, but I have talked to many people who was in Ameriplan for 4 or 5 years and they worked really hard at building up their business, and the company terminated them under a no cause contract. As a friendly warning to you or anyone I would just be very careful because this could happen to you as well. I wish you all the luck in the world with your business and I hope you continue to experience success. Thanks for stopping by Amber and leaving your feedback on this review.

      September 29, 2013 at 12:28 am

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